All Calculators
Ten tools covering the full early retirement math — plus two hybrid calculators that pair the numbers with psychological and operational readiness.
Retirement Identity Readiness
Your FIRE number, plus a psychological readiness score covering identity loss, purpose, and spending discipline.
Business Owner Exit-to-Retirement
Model retiring off a business sale or wind-down, with a staged operational transition and delegation timeline.
FIRE Number Calculator
How much you need invested to retire, based on your annual expenses and withdrawal rate.
Coast FIRE Calculator
Find out if you've already saved enough to stop contributing and let growth carry you to retirement.
Safe Withdrawal Rate Calculator
Estimate sustainable annual income from your portfolio at different withdrawal rates.
Net Worth Projector
Project how your net worth grows over time with contributions and compounding returns.
Healthcare Cost Bridge Calculator
Estimate the total cost of private health coverage in the years before you qualify for Medicare.
Social Security Bridge Calculator
Calculate the savings needed to bridge the gap between early retirement and claiming Social Security.
Side Income Replacement Calculator
See how part-time or side income lowers the nest egg you need to retire.
Debt Payoff vs. Invest Calculator
Compare paying off debt early against investing the same money, side by side.