All Calculators

Ten tools covering the full early retirement math — plus two hybrid calculators that pair the numbers with psychological and operational readiness.

Your FIRE number, plus a psychological readiness score covering identity loss, purpose, and spending discipline.

Model retiring off a business sale or wind-down, with a staged operational transition and delegation timeline.

How much you need invested to retire, based on your annual expenses and withdrawal rate.

Find out if you've already saved enough to stop contributing and let growth carry you to retirement.

Estimate sustainable annual income from your portfolio at different withdrawal rates.

Project how your net worth grows over time with contributions and compounding returns.

Estimate the total cost of private health coverage in the years before you qualify for Medicare.

Calculate the savings needed to bridge the gap between early retirement and claiming Social Security.

See how part-time or side income lowers the nest egg you need to retire.

Compare paying off debt early against investing the same money, side by side.